Elevate Your Business with Our Revolving Line of Credit

Optimize your cash flow and manage expenses seamlessly with our business revolving line of credit. Credit approvals up to $1,000,000 within 48 hours. Get a free personalized quote.

Fixed Payments up to 36 Months

Pay Off Anytime without Penalty

Unrestricted Funds for Any Use

Why Us

Introducing The Ultimate Revolving Line of Credit — a game-changer for business owners seeking instant capital access while maintaining steady cash flow.

With highest approvals up to $1,000,000, fixed loan terms of up to 36 months, and predictable weekly payments, our revolving line of credit offers unparalleled flexibility: borrow or repay funds as needed without limits, tailored precisely to your business's evolving requirements.

Take charge of your financial strategy with complete control over borrowing amounts, repayment terms, and early payoff options, empowering your business to thrive.

Total Amount of
Funding Provided
Dedicated & Helpful Team Members
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Services Available
Approval Rate for
Most Industry Types
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It won't impact your credit to find out what you pre-qualify for.
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No-Risk - No Fees - No Pressure

Experience peace of mind knowing there are no obligations, fees, or pressure associated with exploring our line of credit options. We believe in providing transparent and risk-free solutions tailored to your needs, empowering you to make informed decisions.

It Won't Impact Your Credit

Rest assured, finding out what you pre-qualify for won't impact your credit score. Our process is designed to provide flexibility and support without the worry of negative credit implications.

Simple 10 Minute Application

Our streamlined application process ensures simplicity and efficiency, allowing you to access the funds you need without unnecessary delays. Applying for our line of credit is straightforward and hassle-free.

Who we help
Approved and Preferred Industry Types
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Wellness center
Physical Rehab
Grocery Store
Coffee Shop
Automotive Services
Food and beverage
AND much more...
"Securing a revolving line of credit through Lendoc has been great for my business. It provided the flexibility and peace of mind we needed to navigate through unpredictable times. With a high approval limit and manageable repayment terms, we were able to access funds whenever necessary, ensuring our cash flow remained stable. The ability to borrow and repay funds as needed gave us the financial agility to adapt to changing market conditions. I highly recommend this revolving line of credit to any business owner looking for a reliable and versatile funding solution."
timothy nguyen | pasadena, ca

Frequently Asked Questions

What are the minimum qualifications?

Qualifying for the revolving line of credit is accessible and straightforward, with no requirement for perfect credit.

- Business owners with an Equifax Credit Score of 551 or higher are eligible.

- Ownership of the business by the applicant is required.The business must have been operational under the same ownership for at least one month (30 days).

- Minimum monthly sales volume of $17,000 ($200,000 annually) from both credit card and cash transactions is necessary for eligibility.

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What financial documents do I need to provide?

Typically all that is needed is your last 3 months of business bank statements and most recent completed tax return.

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How simple is your application process?

Our streamlined application process ensures simplicity and efficiency, allowing you to access the funds you need without unnecessary delays. Applying for our line of credit is straightforward and hassle-free. Applying takes less than 10 minutes.

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What can I use the funds for?

We recognize the evolving needs of small business owners. Our revolving line of credit serves as a versatile financial tool, catering to a range of business requirements. It's particularly beneficial for operators experiencing robust performance yet requiring additional capital to seize growth prospects without relinquishing equity. With a committed revolving line of credit, owners can stay prepared for unforeseen opportunities or challenges that may arise swiftly in their operations.

Here are some examples of how restaurant and small business owners use the funds:

- Equipment financing
- Purchasing inventory in bulk for volume discounts
- Renovations and remodels
- Expansion projects
- Pay for franchise obligations
- Take the leap and open another location
- Obtain a liquor license
- Operational capital for slow, seasonal periods
- Add catering and take-out services
- Upgrade your POS / Computer System
- Remodel your kitchen for maximum efficiency
- Buy out a business partner
- Invest in outdoor signage and landscaping
- Start a new advertising / marketing campaign
- Pay your business taxes
- Consolidate and pay off more expensive debt

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What is a revolving line of credit?

A Revolving Line of Credit functions similarly to a credit card, providing a predetermined maximum credit limit accessible for business needs throughout the revolving period, typically up to one year. During this period, which signifies the duration until a full re-underwriting is required, a minimum $5,000 loan balance must be maintained to keep the line open. Throughout the revolving period, users can take unlimited draws or make partial principal paydowns of $5,000 or more, with each weekly payment and partial paydown releasing available funds for further use.

In contrast to a credit card, a Revolving Line of Credit entails fixed weekly payments based on the original term chosen during approval, extending up to 36 months. As payments are made, funds become available for reuse, enabling repeated utilization of the credit limit within the set parameters. This financing option is commonly utilized by small business owners and corporations for various purposes, including expansion projects, equipment acquisition, partner buyouts, and as a contingency measure for managing cash flow challenges.

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It will not impact your credit to find out what you pre-qualify for.

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